What are the Solutions for the Families First - Generational Legacy Program?
"Families First, we analyze your unique situation and then scour our network of investors to find the best possible solution to make home happen!"
Each client's situation is unique; some families need help with down payment, some with credit score or trade lines, some with longevity at their place of work, etc... below are just some of the loan programs that your Good Friends leverage to help families get in a home and start the process of building legacy generational wealth.
We provide analysis and guidance to help you choose what works best for your family!
Discover FHA - the Federal Housing Administration. Perfect for those who've had a bumpy credit ride. You can grab this chance with lower down payments and credit score requirements as low as 580.
USDA - The United States Department of Agriculture. A wide range of homes to choose from including new construction homes. No down payment and no Mortgage Insurance (MI) - 620 min. credit score.
The VA (Department of Veteran's Affairs) offers loans for veterans with benefits like flexible income and loan limits, no need for mortgage insurance, and low rates. The loan can be used for various purposes, but a minimum credit score of 620 is required.
Conventional loans, go big or go home! You can snag higher loan limits to snap up your forever home, an investment property, or a sweet vacation getaway. And all you need is a 620 credit score to get the party started!
Fannie Mae Homestyle and FHA 203K. Want to find a fixer upper and make it all yours? We've got two great options to help you out with the purchase and renovation as well!
HECM - Home Equity Conversion Mortgage - Exclusively for seniors aged 62 and above. Maybe Mom & Dad woudl like to spend their golden years with you and their grandkids and can buy the home for the extended family. Best part, once purchased they never have to make a payment!
Down Payment Assistance Programs - Investors provide down payment assistance programs that help home buyers with a portion of the down payment. These programs typically extend the length of time to close but do provide up to 2% funds towards 3% - 5% down programs via grants.
Families First win when they work together to Make Home Happen!